Even in these trying economic times, the West Virginia Housing Development Fund is committed to providing affordable housing to the citizens of West Virginia.

If you are looking to purchase a new home, or need to refinance your current mortgage, the West Virginia Housing Development Fund has a program to help:

A message from Joe Hatfield, Executive Director of the West Virginia Housing Development Fund:

"The West Virginia Housing Development Fund is offering a new mortgage program for state residents that includes a 30-year fixed rate loan at 3.5 percent. This is a historic program and the Fund has issued $35 million in bonds to provide West Virginians with an opportunity to have safe and affordable housing. Since 1968, we have been working hard to ensure that residents of our state have a home to call their own. We know that an essential part of the American Dream is homeownership, and with this new program, it will provide more West Virginians the opportunity to own a home."